Home Loan

What is Home / House Loan?

Home Loan is a Secured loan offered against the security of a house which is funded by the bank’s loan, the property could be a personal property. The Home Loan is a loan taken by a borrower from the bank issued against the property intended to be bought on the part by the borrower giving the banker a conditional ownership over the Home. i.e. if the borrower fails to pay back the loan, the banker can retrieve the lent money by selling the property.


Deduction on principal repayment

Capital Appreciation

Sense of accomplishment

Tax Benefit: Principal Repayment

Deduction on interest

Easy to get education loans

Documents Required

2 Passport Size Photographs

1 Cancelled Cheque

Aadhar card

PAN Card

1 Year Banking Statement (Saving or Current)

Last 3 Year IT Return

Sata khat

Master File with Plan