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Home Loan is a Secured loan offered against the security of a house which is funded by the bank’s loan, the property could be a personal property. The Home Loan is a loan taken by a borrower from the bank issued against the property intended to be bought on the part by the borrower giving the banker a conditional ownership over the Home. i.e. if the borrower fails to pay back the loan, the banker can retrieve the lent money by selling the property.
Deduction on principal repayment
Capital Appreciation
Sense of accomplishment
Tax Benefit: Principal Repayment
Deduction on interest
Easy to get education loans
2 Passport Size Photographs
1 Cancelled Cheque
Aadhar card
PAN Card
1 Year Banking Statement (Saving or Current)
Last 3 Year IT Return
Sata khat
Master File with Plan
