Mortgage loan

What is Mortgage Loan?

A mortgage loan, or just mortgage, is used either by purchasers of real property to raise funds to purchase real estate; or preferably by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged. The loan is “secured” on the borrower’s property via a process known as mortgage origination. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property.


Improves Credit Rating

Achieves Home Ownership

Access to Cash Flow

Building Equity

Sign of Stability

Documents Required

2 Passport Size Photographs

1 Cancelled Cheque

Aadhar card

PAN Card

1 Year Banking Statement (Saving or Current)

Last 3 Year IT Return

Sale deed